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ASCEND FINANCE
We’ve Got Your Back
ABOUT COMPANY
Funding Personal Loans | Business and Corporate Loans to fulfil your dreams. We’re in this business since 2015 and we provide the best services.At Ascend finance, we pride ourselves on the friendly and approachable nature of our advisers and staffs by providing with flexible financing options fast, this plays an integral part of the local and international community.
Direct Deposit:
We use Direct Deposit and Electronic Funds Transfer for our local bank clients.
Wire Transfer:
We use Wire Transfer for international bank clients.
What Sets Us Apart
We work tirelessly around the clock, doing all the legwork to ensure our clients are getting the best service in the industry. The loan industries are not simple, which is why we work hard to stay up to date with the latest developments in the field. Years of experience have taught us that risk prevention is the name of the game.
Hundreds of customers trust our company
*Expert & Certified
*Quality Services
*Quick Loan Order
*Status Monitor
*Status Monitor
*Easy to Use
We are committed to putting clients at the heart of everything we do and to developing long-term relationships with our clients. This is achieved by ensuring that we understand the individual needs of each client, and to implementing tailored financial plans to address those needs
Lowest bank feesWe have the lowest rate you can ever think of
Up to R50,000,000.00 limitBased on your credit score, you can get as much R50,000,000,00.
Easy in 3 stepsEasy as ABC, Apply, Verification, Approve. Money will be in your account.
Services We Provide
The Easier Way
LOAN PERSONAL
A personal loan is a type of loan that is issued to an individual based on their creditworthiness and ability to repay the loan. Unlike some other types of loans, such as a mortgage or car loan, a personal loan typically does not require any collateral or assets to be pledged as security for the loan. Personal loans can be used for a variety of purposes, such as consolidating high-interest debt, funding a home renovation project, or covering unexpected expenses. They are typically unsecured, which means that the borrower is not required to put up any assets as collateral. However, some lenders may require collateral or a co-signer, especially if the borrower has a low credit score. The interest rates on personal loans can vary widely depending on the lender, the borrower's credit score, and other factors. The repayment period for personal loans can also vary, but is typically between 12 and 60 months. To apply for a personal loan, borrowers typically need to provide information about their income, employment history, and credit score. Lenders will use this information to determine whether to approve the loan, and if so, what interest rate and repayment terms to offer. It's important to carefully review the terms and conditions of any personal loan before accepting it, including the interest rate, fees, and repayment schedule, to ensure that the loan fits your budget and financial goals.
UNDERSTANDING BUSINESS LOANS
1. Government Loans
The government of South Africa seeks to stimulate economic activity in the country. As a result various government departments are tasked to assist Businesses in one form or another. These include but are not limited to Department of Trade and Industry, and the Department of Small Business Development. The various departments issue business loans to both new and established business owners whose businesses are inline with the vision of the government. If your business will likely created many jobs and you have a sold business plan and profile you probably qualify for a government business loan.
Traditional Business Loans.
A traditional Business Loan is a loan issued by a bank to a business. The business is expected to repay the loan incrementally overtime until it is paid off. However, for starters there is nothing traditional about ‘traditional business loans’. The only traditional thing about these loans is that there are issued by banks. That is not to say banks are not innovating, both in terms of technology and financial products. They are, but at a rate slower than Ascend finance lenders or what are known as alternative lenders.
Ascend Finance Business loans
Ascend finance Business loans are the new normal. Nowadays when business owners are searching for business loans they want fast decisions and fast application processes. Ascend lenders are businesses that have leveraged the modern technologies to build algorithms to significantly increase the decision making time. Some of the technologies employed by Ascend lenders in South Africa and around the world have made it near-instant to decide on applicants’ business loan applications.
UNSECURED LOAN
An unsecured loan is a type of loan that is not backed by collateral or assets. This means that the lender is relying solely on the borrower's creditworthiness and ability to repay the loan, rather than any property or assets that could be used as collateral. Since there is no collateral involved, unsecured loans typically have higher interest rates than secured loans, such as a mortgage or car loan. The amount that can be borrowed with an unsecured loan is also typically smaller than what can be borrowed with a secured loan. Examples of unsecured loans include personal loans, credit cards, and student loans. When applying for an unsecured loan, lenders will typically look at the borrower's credit score, income, and other financial information to determine their creditworthiness and the terms of the loan, such as the interest rate and repayment period.
Debt Consolidation Loans
A consolidation loan is a type of loan that allows you to combine multiple debts into a single, more manageable loan. With a consolidation loan, you can pay off your existing debts, such as credit card balances, personal loans, and medical bills, and replace them with a single loan with a lower interest rate and lower monthly payments. Consolidation loans are typically offered by banks, credit unions, and other financial institutions. To qualify for a consolidation loan, you will need to have a good credit score and a stable source of income. You will also need to provide documentation of your existing debts and financial information. It often involves a secured loan against an asset that serves as collateral, which is most, commonly a house (in this case a mortgage is secured against the house.) The risk to the lender is reduced so the interest rate offered is lower. If you are struggling to keep up with multiple debts and high interest rates, a consolidation loan can be a good option. It can simplify your finances and help you save money in the long run by reducing your interest payments. However, it's important to remember that a consolidation loan is not a magic solution to debt problems. You will still need to make timely payments and manage your finances responsibly to avoid falling into further debt
Project Financing
At Ascend Finance, we work closely with each client in order to find the best option that fits their needs with each and every service provided. It’s never been easier to find a great rate. Work with us; we’ll do the work so that you don’t have to. Get in touch with us today.
Get in touch for more information about our services.
Dinarius Funding was very helpful throughout the loan process from origination through closing.They presented us with competitive interest rates and options that allowed us to choose the loan that fit our needs.
Payton Hillman
Dinarius Funding was a big assistance.They were incredibly helpful in walking me through the procedure as a first-time house buyer.They also made sure I checked all paperwork,etc on time.
Jabulani Mhlongo
I have to add that the customer service at Dinarius Funding is exceptional.They make things enjoyable & simple ,and they work quickly.I wish all loan companies offered this level of customer support.
Jessie Brown
